Target Audience for This Site

Disability-Insurance-Rates.com publishes this site for some users in the United States of America, in states where we hold licenses. Information on the identity, products, and history of each insurance company are intended only for residents in the states where that insurance company has licenses. Availability of products will vary by state, and we will not seek or accept applications on behalf of insurance companies from residents in states where that company is not licensed. This site is not meant for use outside of the United States of America.

Product Limitations

Restrictions and exclusions may apply and policies may not be available in every state. Applications for long term disability insurance are subject to the underwriting policies of the specific carrier for that application. Each insurer may change the availability of premium rates, products, and policy forms without prior notice.

Copyright Statements

Disability-Insurance-Rates.com and its affiliated or subsidiary companies, retain exclusive rights to all graphic images, buttons, layout, and text contained in this website unless otherwise noted. As the property of Disability-Insurance-Rates.com, this website, in whole or any part thereof, may not be copied or distributed without the express written permission of Disability-Insurance-Rates.com. Logos of the insurance companies are the exclusive property of the respective companies and are used with permission.

Individuals may print, display or view these documents on a computer screen for personal or internal use only.

Data Security

Disability-Insurance-Rates.com has the right, but not the obligation, to monitor any and all transmissions made to and for this website. Disability-Insurance-Rates.com may use or disclose information collected through transmissions made through the web pages or newsgroups on this site.

DISCLAIMER

THE INFORMATIONAND MATERIALS ON THIS SITE ARE PROVIDED WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED. THEY ARE PROVIDED “AS IS.”

It is the responsibility of each reader to evaluate the suitability, accuracy, and completeness of the services, opinions, information and advice offered. The authors, distributors, and publishers of the information contained in these pages are not giving legal, accounting, or other professional advice concerning specific facts or matters, and therefore assume no liability whatsoever in connection with its use.Disability-Insurance-Rates.com and its related, affiliated and subsidiary companies shall not be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the information herein under any circumstances. Please consult your legal or tax professionals for advice on your individual situation.

Disability-Insurance-Rates.com and its related, affiliated and subsidiary companies disclaim all express or implied warranties, including, but not limited to, implied warranties of fitness or merchantability for any purpose.

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Atlanta, GA 30309

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